Billing and Statement
a) SBICPSL will deliver the Cardholder a statement that is monthly the payments credited as well as the deals debited into the Cardholder’s Account considering that the last declaration, supplied the card happens to be active throughout the said duration. SBICPSL will either mail a declaration of deals within the card account into the mailing treat it is wearing record, or deliver a declaration through e-mail into the email id on record, for a date that is pre-determined.
b) Minimum Amount due shall be 5% of outstanding quantity or Rs. 200 (whichever is greater) plus all relevant fees and EMI (just in the event of EMI dependent items). Overlimit (OVL) amount shall be included in also the MAD in the event money or borrowing limit is surpassed. Any MAD that is unpaid of past statements, if any, shall additionally be contained in the minimal Amount Due.
c) Payments made towards the card outstanding are recognized in subsequent statements. Any dispute input that is regarding credit or just about any other matter related to fees shall be communicated to charge card Issuer within thirty days from the date of issuance regarding the declaration
d) re re Payments gotten against the Cardholder’s card outstanding will soon be modified against all Minimum Amount Due (that will be comprehensive of most applicable fees + EMI on Loan plans + 5% of Total Outstanding), Fees & Other Charges, Interest costs, Balance Transfer great, Purchase Outstanding and cash loan for the reason that order.Card Holder will be accountable for supplying correct and timely information forenabling Credit Card Issuer to attempt appropriate GST compliances which may in turn enable card owner to simply take input income tax credit of materials created by the charge card Issuer. Card provider shall never be in charge of any loss in input income tax delay or credit in availment of input income tax credit towards the card owner because of wrong information supplied by card owner or as a result of any work or omission by card owner.
By mailing a Cheque or draft to your mailing address supplied in the reverse regarding the statement that is monthly. By dropping a Cheque 
or draft into any one of the SBI Card fall containers positioned in your city or perhaps in designated State Bank of Asia branches. The Cheque/draft must certanly be made payable to “SBI Card Number xxxx xxxx xxxx xxxx».ECS: re Payments is made through the Electronic Clearing System (ECS) in select towns and cities.
f) SBI Card has different mode of earning payments of bill outstanding, exactly the same is illustrated at the rear of the statement that is monthly SBI card web site
Any advance received from card owner shall addressed to be an advance towards future spends rather than against any charges/fees.
g) payment Disputes: All articles of statements will undoubtedly be considered become proper and accepted by the Cardholder unless within 25 times of the Statement Date the Cardholder notifies SBICPSL of every discrepancies, and these discrepancies are located to be real by SBICPSL. On receipt of these information, SBICPSL may reverse the fee on short-term foundation. If on conclusion of subsequent investigations, the obligation of these fees would be to the Cardholder’s account, the fee will soon be reinstated in a subsequent declaration.
For SBI Railway charge card: Contact SBI Railway Credit Card Helpline from any place in Asia From All Phones : 39 02 12 12 ( Prefix STD rule of the town while calling from mobile) From BSNL/MTNL : 1800 180 1295
j) No vendor refund/cashback/credit because of deals changed into EMI / cancelled transactions / reversals / promotional cashback will likely be thought to be a repayment towards the outstanding of this card.